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Health Insurance Information and Waivers

Health Care in the United States can be expensive, especially if it includes a stay in a hospital. All Embry-Riddle students are required to have medical insurance. To ensure that all students have an appropriate level of insurance, a student insurance policy is included in your tuition and fees.

What if I already have Health Insurance? 

You are welcome to waive out of the university-provided healthcare if you are able to show your own insurance. The waiver window for the 2019-2020 academic year is July 1-September 4, 2019. This is a firm deadline and waivers will not be granted after September 4th. This insurance must show the following: 
  • The claims administrator for your plan is based in the United States and there is a US telephone number and address for submission of claims;
  • Your plan provides for both emergency and non-emergency health care in the state of Florida;
  • Your plan has participating hospitals, physicians, pharmacies, and mental health care providers within a 50-mile radius of the campus;
  • You plan provides inpatient/outpatient mental health care and chemical dependency benefits in Florida;
  • Your plan has a benefit for prescription medications in Florida;
  • Your plan covers laboratory and radiology expenses in Florida;
  • You are able to pay your health insurance plan deductible with your current resources;
  • Your plan has a maximum coverage benefit of at least $1,000,000.
  • Your plan provides $50,000 minimum coverage for medical evacuation and repatriation.

You will be able to waive out of insurance through your Campus Solutions account. If you have any questions, please email: 

Amanda Garcia, Assistant Director of International Student & Scholar Services