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Health Insurance Information and Waivers

To ensure that all students have an appropriate level of insurance, a student insurance policy is included in your tuition and fees.

What if I already have Health Insurance? 

You are welcome to waive out of the university-provided healthcare if you are able to show your own insurance. This insurance must show the following: 
  • The claims administrator for your plan is based in the United States and there is a US telephone number and address for submission of claims;
  • Your plan provides for both emergency and non-emergency health care in the state of Florida;
  • Your plan has participating hospitals, physicians, pharmacies, and mental health care providers within a 50-mile radius of the campus;
  • You plan provides inpatient/outpatient mental health care and chemical dependency benefits in Florida;
  • Your plan has a benefit for prescription medications in Florida;
  • Your plan covers laboratory and radiology expenses in Florida;
  • You are able to pay your health insurance plan deductible with your current resources;
  • Your plan has a maximum coverage benefit of at least $1,000,000.
  • Your plan provides $50,000 minimum coverage for medical evacuation and repatriation.

You will be able to waive out of insurance through your Campus Solutions account.

How to Waive Out of this Plan:
  1. Please go to your Student Homepage 
  2. Click on Finances or Profile Tab 
  3. Click on Complete Health Insurance Info 
  4. Remember to click "Waive" to waive out of the plan 
  5. Complete instructions are in your TO DO List in ERNIE and in your TASKS TAB 
  6. Please scan a copy of your health insurance card (front & back) to to complete the waiver process 

Please note: The waiver needs to be completed once a year during the Fall waiver period if you are a continuing student. If you are entering in either Spring or Summer A&B for the first time, you need to complete a waiver during that term and again in the Fall waiver period. 

  • If you have trouble logging into ERNIE with your PIN, you will need to reset it to continue. If the problem persists, please contact IT Support at 386-226-6990.
  • If you are using TRICARE insurance, you will need to input your social security number (SSN) in place of account number. Contact your TRICARE insurance representative if you need additional assistance with questions regarding your plan.

Waivers are only available during the posted dates. Download the Insurance Summary Brochure for further insurance information.

Failure to waive the insurance by the semester deadline will result in the non-refundable insurance fee remaining on your student account. Embry-Riddle is not responsible for insurance waivers that are submitted after the deadline.

For additional assistance, please email